Our first meeting is always complimentary. We will explain our qualifications and fee structure, and describe our financial planning program and process in detail.

 

The purpose of this initial meeting is to determine how we, as financial planners, may be of service to you. It is also your opportunity to “interview” us and to ask questions about the financial planning process and our potential working relationship. You are under no obligation to hire us to fulfill your financial planning and investment needs.

 

We will also provide you with a copy of our Form ADV. This document explains who we are and how we operate. 

 

Our Comunication Commitment

 

At Scott Kelly Wealth Management , we believe that proactive and responsive communication is a key to developing relationships built on mutual trust and respect. We also know that you do not have unlimited time to speak with or meet with your financial advisor, so we make every effort to honor your communication preferences.

 

As your personal financial advisors, we communicate with you in the manner and with the frequency that you desire. While we encourage face-to-face meetings at least semiannually, we are always available for more frequent consultations, or by phone and email.

 

It is our policy to return phone calls and email as promptly as possible. Since we work together as a team, if you are unable to contact your personal financial advisor with an urgent matter, one of our other partners will step in to assist you. Our commitment is to ensure your questions are answered and your needs are met at all times.

 

Newsletters

 

We also have several newsletters that will help keep you informed between meetings with your financial advisor. You may elect to receive these via email.

 

These include:

• The Independent Investor

• Weekly Market Commentary

• Quarterly Market Insights

 

Account Access

 

24/7 access to account information and activity

 

We provide a secure, customized website that allows you and designated family members to see a complete real-time snapshot of every financial balance you have across financial accounts and institutions. With your permission, the site can be accessed by your other trusted advisors, including attorneys and CPAs.  

 

This complete aggregation of balances from your checking, savings, investment accounts, credit card companies and mortgage companies provides you with an accurate, daily net worth statement that then dynamically overlays your financial plan, enabling you to see if you are on track to meet retirement income planning and other important financial goals.

 

Privacy

 

At Scott Kelly Wealth Management, our primary privacy goal is to protect your personal information. To conduct regular business, we may collect non-public information from sources such as information reported by you on applications or other forms you provide to us.

 

The Renaissance Group does not share or disclose any non-public personal information about its current or former clients, except as permitted by law or by you. All information will remain confidential. Due to federal law, we are required to obtain personal identification information, such as your driver’s license.

 

Information Safeguarding

 

Scott Kelly Wealth Management will internally safeguard your non-public personal information by restricting access to only associates and employees who provide products or services to you or those who need access to your information to service your account. In addition, we will maintain physical, electronic and procedural safeguards that meet or exceed federal and/or state standards to guard your non-public personal information.